Checking Accounts

 

ACCOUNT TYPE AVG. MONTHLY AVAIL. BALANCE MONTHLY MAINTENANCE INTEREST PENALTY MISCELLANEOUS
Personal Checking
Accounts
Over $500 No Maintenance Fee No $10 service charge if account is closed within 6 months.  
Under $500 $10 monthly maintenance fee and $0.50 per debit item
Personal Money Market Accounts Over $1,000 No Maintenance Fee Yes, credited monthly. Special rates for collected balance over $15,000 and $25,000 $25 service charge if account is closed within 6 months. Limited to 6 transfers per month, including checks.
Under $1,000 $10 monthly maintenance fee and $0.50 per debit item
Personal NOW Accounts Over $1,000 No Maintenance Fee Yes Credited Monthly $10 service charge if account is closed within 6 months. No restriction on number of checks issued per month.
Under $1,000 $10 monthly maintenance fee and $0.50 per debit item
Basic Banking Accounts Min. $0.01 $3.00 monthly maintenance fee No $10 service charge if account is closed within 6 months. 8 free checks / withdrawals per month. If over, $0.50 per item. Minimum account opening deposit of $25.